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PORTFOLIO ALLOCATION MODELS

API Funds offers institutional money management methodology to retail investor portfolios. Our Portfolio Allocation Models gives you easy access to five different model portfolios, each designed to be optimized along the Efficient Frontier.

  • Each Portfolio Allocation Model is comprised of a different blend of our family of five funds—weighting our funds to provide a range of portfolios suited to your clients’ different risk profiles.
  • The Five Portfolio Allocation Models—Conservative, Moderate, Balanced, Growth, and Aggressive—are all optimized on the Efficient Frontier. You may use a model “as is” or customize it to suit your client’s needs and objectives.
  • Thus, you can provide each of your clients a portfolio that seeks to maximize returns while taking the least amount of risk based on their personal needs.

Each of API’s funds utilize proprietary analytics to provide broad access to global markets through Exchange Traded Funds, individual equities, debt securities and other instruments.

And our portfolio management is achieved through the use of proprietary investment management services utilizing global econometrics focusing on future inflation trends, growth trends, currency evaluations and political stability.

We believe we are unique among turnkey asset management providers to advisors because we manage our mutual funds while considering the benefits of the Portfolio Allocation Models for your clients’ accounts. Each Portfolio Allocation Account must be diversified across all markets to be a true Efficient Frontier Portfolio.

The result: Five broadly diversified models, easily modified, that provide your advisory firm with a distinct competitive advantage for marketing your business and a business model that is scalable.

The Portfolio Allocation Models represent various allocations of API funds in a model account, and you may also create accounts using customized allocations of API funds.

Portfolio Allocation Models are not individual mutual funds or individual investment vehicles. Your clients may also invest in any one or several API funds and you may always change how your clients’ accounts are invested at any time.

API offers the models as a free service to advisors; API does not offer investment advice. to individual investors. Only you can decide if using a Portfolio Allocation Model or customizing a model is appropriate for your client.

You should carefully consider the investment objectives, potential risks, management fees, and charges and expenses of the Fund before investing. The Fund's prospectus contains this and other information about the Fund, and should be read carefully before investing. You may obtain a current copy of the Fund's prospectus by calling 1-800-544-6060.

Past performance is no guarantee of future results. The investment return and principal value of an investment in the Fund will fluctuate so that an investors shares, when redeemed, may be worth more or less than their original cost. Current performance of the Fund may be lower or higher than the performance quoted. Performance data current to the most recent month end may be obtained by calling the same number listed above.

Diversification does not ensure a profit or guarantee against loss.

Mini- Cap investing involves greater risk not associated with investing in more established companies, such as greater price volatility, business risk, less liquidity and increased competitive threat.

Small- Cap investing involves greater risk not associated with investing in more established companies, such as greater price volatility, business risk, less liquidity and increased competitive threat.

Mid-cap investing involves greater risk not associated with investing in more established companies, such as greater price volatility, business risk, less liquidity and increased competitive threat.

Investments in international markets present special risks including currency fluctuation, the potential for diplomatic and political instability, regulatory and liquidity risks, foreign taxation and differences in auditing and other financial standards. Risks of foreign investing are generally intensified for investments in emerging markets.

Introduced in 1952, and widely used since, the Efficient Frontier is an investing theory that attempts to represent the trade-off between risk and expected return of the investments in a portfolio. The model assumes that investors are risk averse, meaning that given two assets that offer the same expected return, investors will prefer the less risky one. Thus, an investor will take on increased risk only if compensated by higher expected returns. Conversely, an investor who wants higher returns must accept more risk.

Distributed by Unified Financial Securities, Inc., 2960 North Meridian Street, Suite 300, Indianapolis, IN 46208. (Member FINRA)