API Funds and Portfolios

METHODOLOGY

API Funds’ investment methodology is based on a rigorous discipline. We provide investment intermediaries with a way to outsource a professional process that applies fiduciary standards and prudent management of globally diversified portfolios.

Each of our five funds offers a way to invest in a different asset class and style, allowing for broad diversification, and each fund is itself broadly diversified to capture characteristics of each different asset class and style.

Macroeconomic data is tracked daily on 33 financial markets with computerized stock exchanges, providing access to 45 countries. We believe this is more diversified than other turnkey asset management firms working with advisors.

Fundamentals in each market, including growth in a nation’s economy, currency risk, political stability and inflation, are monitored on an ongoing basis.

Index funds, Exchange Traded Funds, individual stocks, closed-end funds and active managers are all considered in entering a market, with our sole goal being: investing in the best vehicle in that particular market. We believe this approach is more flexible and sensible than the rigid dogmatic approach of other turnkey asset management providers to financial advisors.

The API Master Allocation Models blend the five API Funds to allow you to create a customized portfolio for each individual client. They allow you to deliver diversified Efficient Frontier portfolios to individual clients. In providing you with institutional-style management and broad diversification, we help you obtain a distinct competitive advantage.

Effective money management and investment success require more than luck. It takes dedicated research and a passion for finding value. At API Funds, we believe we have established high standards, a track record of success, and a reputation for doing what’s right for our shareholders.

You should carefully consider the investment objectives, potential risks, management fees, and charges and expenses of the Fund before investing. The Fund's prospectus contains this and other information about the Fund, and should be read carefully before investing. You may obtain a current copy of the Fund's prospectus by calling 1-800-544-6060.

Past performance is no guarantee of future results. The investment return and principal value of an investment in the Fund will fluctuate so that an investors shares, when redeemed, may be worth more or less than their original cost. Current performance of the Fund may be lower or higher than the performance quoted. Performance data current to the most recent month end may be obtained by calling the same number listed above.

Diversification does not ensure a profit or guarantee against loss.

Mini- Cap investing involves greater risk not associated with investing in more established companies, such as greater price volatility, business risk, less liquidity and increased competitive threat.

Small- Cap investing involves greater risk not associated with investing in more established companies, such as greater price volatility, business risk, less liquidity and increased competitive threat.

Mid-cap investing involves greater risk not associated with investing in more established companies, such as greater price volatility, business risk, less liquidity and increased competitive threat.

Investments in international markets present special risks including currency fluctuation, the potential for diplomatic and political instability, regulatory and liquidity risks, foreign taxation and differences in auditing and other financial standards. Risks of foreign investing are generally intensified for investments in emerging markets.

Introduced in 1952, and widely used since, the Efficient Frontier is an investing theory that attempts to represent the trade-off between risk and expected return of the investments in a portfolio. The model assumes that investors are risk averse, meaning that given two assets that offer the same expected return, investors will prefer the less risky one. Thus, an investor will take on increased risk only if compensated by higher expected returns. Conversely, an investor who wants higher returns must accept more risk.

Distributed by Unified Financial Securities, Inc., 2960 North Meridian Street, Suite 300, Indianapolis, IN 46208. (Member FINRA)